Joe Studholme Limited respects
Joe Studholme Limited is committed to ensuring
we collect, use and disclose personal information.
Joe Studholme Limited will only use your personal
information as authorized by you or in a manner consistent with the
requirements of relevant laws.
Collection of personal information by Provincial Finance:
We collect personal information from and
about you in order to provide you with financial and investment
products and services. Typically, we would collect personal information
from you when you complete an application form or when you otherwise
provide us with personal information about yourself. We may also
collect personal information from third parties. For example, where
you apply to us for a financial product or service that we offer,
we may collect personal information from a credit reporting agency,
any introducer or broker who may refer you to us, or any referee.
We only collect personal information for
the purposes of conducting our business as a provider of Real Estate
How we use or disclose your personal information:
We would typically use your personal information
in order to provide you with financial and investment products
or services and manage our relationship with you. At or before
the time that we collect personal information about you, we will
tell you the purposes for which we intend to use or disclose your
collected personal information.
In providing our products and services, it
may be necessary for us to disclose your personal information to
organisations that carry out functions on our behalf, such as mailing
houses and service providers. Where we share your information with
any service provider or contractor for the purposes of conducting
our business, we will ensure that the disclosure is subject to appropriate
confidentiality provisions so as to protect your privacy and ensure
that your personal information is only used by the service provider
to carry out the appointed function or service.
Do we collect sensitive information?
It is not our usual practice to collect sensitive
information such as information about your health. Typically, we
would only collect sensitive information about you with your consent,
or if we are legally required to collect that information.
Obtaining your consent to the use or disclosure of personal
In some instances, we are required by law
to obtain your consent to our intended use or disclosure of your
personal information. Where we require your consent to our use or
disclosure of personal information, we will seek that consent in
writing and explain the nature of the consent sought. By way of example,
where you sign an application for a credit product, you will be giving
your express consent to us to our obtaining a credit reference about
you from a credit reporting agency.
Sharing your personal information with related companies:
The personal information we collect may be
shared with related companies of Joe Studholme Limited. There are
restraints under the Privacy Act, however, on the manner in which
any related company of Joe Studholme Limited can use or disclose
any personal information that we share with them. With your consent,
we may share personal information with related companies so that
you can be told about other financial and investment products and
services offered or distributed by them. Otherwise, our related
companies can only use or disclose the personal information that
we share with them for the primary purpose for which we collected
Protecting your collected personal information and keeping
We will take reasonable steps to keep personal
information about you secure, accurate and up to date. Our employees,
related companies and nauthoriz agents are obliged to respect the
privacy of any personal information collected by us.
We take care to ensure that any personal
information collected through our web site is protected from unauthorized
access and is kept secure.
Access and correction:
In most cases, you will be able to gain access
to personal information we have collected about you. If you believe
your personal information held by us is not accurate, complete
or up to date, you should immediately contact us to notify us of
the matters that need to be corrected, amended or brought up to
date. In the event that we disagree with a request made by you
to correct, change, or bring the personal information we hold up
to date, you have a right to request that a statement be attached
to your personal information.
From time to time, it may be necessary for
We would encourage you to check with us on a regular basis to ensure
Policy will always be available here at our web site, and at all
of our offices.
How to contact us:
If you have any questions relating to privacy
you can Contact
Us for further information.